If a property has 2 to 4 units, you can obtain conventional loans and various portfolio loans that are qualified under the same general underwriting guidelines as a single-family residence.

However, the programs and underwriting guidelines are different for properties with 5 or more units. These loans are primarily qualified based on the rents received on the property less expenses.

To determine the best loan programs available for your multifamily purchase or refinance, please contact us.

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