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(Also called high-cost conforming loan limit or a conforming jumbo loan) This is a new class of mortgage that provides higher loan limits for high-cost areas. These new limits are designed to make home ownership more affordable in areas with the highest home prices. Conforming Plus occupies a middle tier between conforming and jumbo mortgage loan limits. Currently, this limit extends beyond the conforming limit up to $729,750 depending on the area (See loan limits).