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A mortgage for an amount up to the conforming loan limits set by the federal government. The Federal Housing Finance Agency (FHFA) publishes the conforming loan limits annually that apply to all conventional mortgages that are delivered to Fannie Mae, Freddie Mac & FHA including both the general loan limits and the high-cost area loan limits, also referred to as Conforming Plus limits. Currently, for a single-family residence the maximum conforming loan is $417,000 with higher conforming amounts applying to 2-4 unit properties (See loan limits).